![]() ![]() Let me tell you something, you will find plenty of monthly calculations of living costs in the Netherlands on the internet based on the average monthly expenses. Shortly, the living costs in the Netherlands and dealing with your monthly budget.Īlmost every dentist I am in contact with asks me around how much they have to pay for the rent, for groceries, or for a cell phone. How many times did it fail or how many times did you have to do it again? I think I am becoming much more aware of understanding how much money I do actually have to spend and how much I would like to spend, so I wanted to make a summary of how much it costs to live here. I have a feeling that everyone at least once in their adult lives, sat behind a table, took a pen, paper, and started to make a monthly budget with one logical goal: save money. You need to think about the money that you have to spend every month… whether you want to or not. In this article, I would like to focus more on the financial aspect of life in the Netherlands, and I am not referring to the salary as a dentist here. Also consider putting a month’s worth toward that bill in your savings account each month so the money will already be there when it is due to be paid.ĭurham Tech Community, for more personal finance advice or tips, email me at is the Financial Coach at Durham Tech, providing individual coaching services and information to the students and employees of the Durham Tech community.In my last article “Country roads, take me home (and to work)”, I've talked about traveling to work in the Netherlands. Compile a list of these bills and keep track of them on your calendar. For example, auto insurance is often billed every six months, and homeowner’s or renter’s insurance is typically paid annually. Be sure to include irregular expenses – these are bills that are not due every month. Just make sure that you have the right amount in your bank account on the day the payment is scheduled.Ħ) Include Additional Bills. For bills that are the exact same amount every month – like a mortgage or student loan payment – consider setting up an automatic monthly payment. ![]() Try my template out, by opening in Google Sheets, selecting “File,” then “Make a copy.” Monthly Bills Template.ĥ) Automatic Payments. Below is a picture of what a spreadsheet might look like. I keep my list of bills in a spreadsheet, and I highlight each one in green once I pay it. You can schedule each of your bill payments in advance once you have determined the exact amount due for each bill. Instead, go through your listing of bills that will be due later in the month, and make a plan for the payment of each one.Ĥ) Online Bill Pay. Paper mail can get delayed, and an email message may not reach your inbox. I find that I need to go through this process twice a month, since a couple of my bills are not available yet when I pay bills early in the month.ģ) Don’t rely on a paper bill or an email notification to remind you to make a payment. Refer to that list at the same time once or twice each month to plan out your bill payments for that period. Put the earliest date on your list to avoid paying it late by accident.Ģ) Check Your List. Due dates can fluctuate a bit each month – for example, your water bill may be due on the 8 th some months, and as late as the 11 th in other months. Make a list of all your bills, the amount due and the due date each month. Here is what I do to make sure that I pay all my bills on time – every time.ġ) Make a List. ![]() Paying your bills on time and regularly is the key to improving your credit score. How many bills do you pay each month? How do you make sure you pay them all on time? It is normal to have over a dozen bills to keep track of monthly. ![]()
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